Resources
Privacy Policy
Rev. August, 2024
FACTS — What does Loan Eddy do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the table below, we list the reasons financial companies can share their customers' personal information; the reasons Loan Eddy chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Loan Eddy share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates' everyday business purposes — information about your transactions and experiences | Yes | No |
| For our affiliates' everyday business purposes — information about your creditworthiness | No | We Don't Share |
| For our affiliates to market to you | No | We Don't Share |
| For nonaffiliates to market to you | No | We Don't Share |
Questions? Call 1 (352) 900-2676.
Who We Are
Who is providing this notice? Loan Eddy
What We Do
How does Loan Eddy protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files, and secured buildings.
How does Loan Eddy collect my personal information? We collect your personal information, for example, when you
- Apply for credit, or open an account
- Use your credit or debit card, or pay us by check
- Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes — information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates. Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include financial service companies, such as sales finance and debt collection companies.
Nonaffiliates. Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates include the retail seller providing your product/service and financial services companies, such as sales finance and debt collection companies.
Joint marketing. A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partner(s) include nonaffiliated financial companies that we may partner with to jointly market financial products or services to you.
Other Important Information
Changes to this notice: We may modify this Privacy Notice from time to time. When we make material changes to this Notice we will post a link to the revised Notice on the homepage of our site. You can tell when this Notice was last updated by looking at the date at the top of the Notice. Any changes to our Notice will become effective upon posting of the revised Notice on the site. Use of the site, any of our products and services, and/or providing consent to the updated Notice following such changes constitutes your acceptance of the revised Notice then in effect. Please note: when you are no longer our customer, we continue to share your information as described in this notice.
Important information about phone calls, texts, prerecorded and email messages: If, at any time, you provide to us, our affiliates or designees contact numbers that are wireless telephone number(s) including, but not limited to, cell or VoIP numbers, you are consenting to us using an automated dialing system to call or text you, or to send prerecorded messages to you, in order to service, and collect on, any personal account(s) and business account(s) for which you are an authorized signer, guarantor or designated contact person, but not to market to you. For any type of phone calls with us, you consent that the call may be monitored or recorded for quality control and training purposes. By providing your email address, you consent to receive electronic mail from us. Questions? Call 1-352-900-2676.
PCI DSS Disclosure: We maintain all applicable PCI DSS requirements to the extent the service provider possesses or otherwise stores, processes, or transmits cardholder data on behalf of the customer, or to the extent that they could impact the security of the customer's cardholder data environment.
Vermont Residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by Vermont law, such as to process your transactions or to maintain your account. In addition, we will not share information about your creditworthiness with our affiliates except with your authorization.
California & Nevada Residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by the laws of your State, such as to process your transactions or to maintain your account. In addition, we will not sell your information to third parties.
Texas Residents: For questions or complaints regarding our use of your information, contact Loan Eddy, 5745 SW 75th St, PO Box 86, Gainesville, FL 32608. Loan Eddy is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting Loan Eddy, consumers can contact the OCCC to file a complaint or ask a general credit-related question.
OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. E-mail: consumer.complaints@occc.texas.gov.
For our everyday business purposes, we may share your personal information with the merchants and service providers where you use your Account and their related companies. You cannot limit this sharing.
Gulf Atlantic Bank Privacy Policy
FACTS — What does Gulf Atlantic Bank do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and credit history
- Account balances and payment history
- Checking account information and transaction or loss history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the table below, we list the reasons financial companies can share their customers' personal information; the reasons Gulf Atlantic Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Gulf Atlantic Bank share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We do not share |
| For our affiliates' everyday business purposes — information about your transactions and experiences | No | We do not share |
| For our affiliates' everyday business purposes — information about your creditworthiness | No | We do not share |
| For our affiliates to market to you | No | We do not share |
| For nonaffiliates to market to you | No | We do not share |
Questions? Call 305-394-5100 or go to www.gulfatlanticbank.com.
Who We Are
Who is providing this notice? Gulf Atlantic Bank
What We Do
How does Gulf Atlantic Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Gulf Atlantic Bank collect my personal information? We collect your personal information, for example, when you
- Open an account or apply for financing
- Show your driver's license or give us your contact information
- Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
- Sharing for affiliates' everyday business purposes — information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates. Companies related by common ownership or control. They can be financial and nonfinancial companies. Gulf Atlantic Bank has no affiliates.
Nonaffiliates. Companies not related by common ownership or control. They can be financial and nonfinancial companies. Gulf Atlantic Bank does not share with nonaffiliates so they can market to you.
Joint marketing. A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Gulf Atlantic Bank doesn't jointly market.
Other Important Information
For California and Vermont Residents: We will not share personal information we collect about you with affiliated and nonaffiliated third parties, except as permitted by law, including, for example, for our own marketing purposes, our everyday business purposes, or with your consent.
For Vermont Residents: We will not share your credit information or information about your creditworthiness, transactions, or experience, other than as permitted by Vermont law, unless you authorize us to make those disclosures.
For Nevada Residents: We are providing you this notice under state law. You may be placed on our internal Do Not Call List by contacting the Privacy Department and requesting an Opt Out of Marketing. If you would like more information about our telemarketing practices and Nevada law, you may contact us at Gulf Atlantic Bank, 2222 N Roosevelt Blvd., Key West, FL 33040, or call (305) 394-5100. For more information on this law, you may contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; phone: 702.486.3132; email: aginfo@ag.nv.gov.